Your assets should serve you directly. By removing intermediaries, Edel ensures what your holdings earn comes home to you.
From Leakage to Alignment
- Traditional
- Edel Protocol
Most lending revenue accrues to intermediaries. Owners receive a residual share after spreads, fees, and delays.
Core Pillars
Direct Connection
Smart contracts match lenders and borrowers on transparent terms. No hidden spread capture.
Real-Time Settlement
Finality in moments, not days—reducing exposure and freeing capital.
Complete Transparency
Rates, utilisation, and flows are visible on-chain for informed decisions.
How It Works
Connect & Deposit
Supply tokenised equities. Ownership remains visible on-chain. When borrowed against, each position is overcollateralised to protect lenders.
Price & Match
Utilisation curves drive transparent price discovery. Orders clear directly, without opaque intermediaries.
Accrue & Settle
Depositors receive aTokens—yield-bearing representations of their stocks. aTokens increase in value against the underlying, creating both transparency and potential tax advantages. Yield accrues continuously, fees are disclosed and stable.
Edel Economics (Illustrative)
- Value Split
- Migration Scenarios
Per $100 of lending revenue
- Asset owner: $90
- Protocol operations: $10
A modest, transparent protocol share funds secure operations at scale.
Alignment scales markets. As participation grows, owners keep the bulk of value and the protocol remains sustainable.